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  • Writer's pictureSheron Olivine

20 Expert Frugal-Living Tips to Save Big PART 2 of 2

Updated: Jul 15, 2023

Welcome to the second part of our blog on expert frugal-living tips to save big. In this continuation, we will explore the final 10 strategies that will help you master the art of frugality and achieve your financial goals. These tips focus on various aspects of daily life, from growing your own food and embracing minimalism to strategic planning, borrowing instead of buying, and seeking free educational opportunities. By implementing these practices, you can make significant savings, reduce waste, and foster a mind-set of contentment that goes beyond material possessions.

Now, let's dive into the remaining 10 tips and discover how they can transform your approach to money management and frugal living.

11. Grow Your Own Food:

Start a small vegetable garden or grow herbs indoors. Even with limited space, you can cultivate herbs, vegetables, lettuce and other greens. Not only will you save money on groceries, but you'll also enjoy the satisfaction of harvesting your own fresh produce.

If you have space, consider starting a garden to grow fruits.

12. Practice the 30-Day Rule:

Before making any major purchase, practice delayed gratification and follow the 30-day rule. Write down the item you desire and wait for 30 days. During this time, evaluate if it's a true necessity or simply an impulse purchase. More often than not, you'll find that the desire fades away, saving you money in the process.

13. Plan Your Errands Strategically:

Plan your errands strategically by grouping your tasks based on their proximity and choose the most efficient route to complete them. This helps minimize unnecessary driving and reduces wear and tear on your vehicle, ultimately saving you time, money on fuel and maintenance.

14. Use Cashback and Rewards Programs:

Sign up for and use cashback apps, credit card rewards and customer loyalty programs to earn money or points on your everyday purchases such as groceries or gas. If you use a credit card, make sure to pay off your card balance in full each month to avoid interest charges.

15. Borrow Instead of Buying:

Borrow books, tools or equipment instead of purchasing them for temporary use. Before buying an item that you will only use once or rarely, consider borrowing it from a friend, neighbour or a local tool library. This way, you can save money and avoid cluttering your space with items you seldom use.

16. Embrace Thrifty Travel:

When traveling, look for affordable accommodations like budget hotels, hostels or vacation rentals. Also consider traveling during off-peak seasons to take advantage of lower prices. Use price comparison websites (such as Skyscanner, Expedia, Kayak, TripAdvisor) and sign up for travel newsletters to find the best deals on flights, accommodations and activities.

17. Cut Back on Transportation Costs:

Consider alternative transportation options to reduce your commuting expenses. Carpool with colleagues or neighbours, utilize public transportation and explore walking or biking for shorter distances. By reducing your reliance on cars, you can save money on fuel, parking fees and vehicle maintenance (as with tip # 13 above).

18. Seek Free Educational Opportunities:

Continuing education and personal growth are vital, but can be costly. Seek out free educational opportunities such as online courses, webinars, or workshops offered by universities, organizations, or experts. Libraries too, often host informative events and lectures on various subjects.

19. Embrace Minimalism:

Simplify your life by embracing minimalism. Declutter your living space and sell or donate items you no longer need or use. By owning fewer possessions, you may reduce your expenses, minimize the urge to buy unnecessary items, and create a more peaceful living environment.

20. Surround yourself with like-minded individuals:

Connect with friends, family or online communities who share your frugal values. They can provide support, encouragement and valuable tips for living below your means. Practicing gratitude and focusing on experiences, relationships and personal growth rather than material possessions, augurs well for a mind-set of contentment and finding joy in the simple things.


Congratulations! You've now learned all 20 expert frugal-living tips to help you save big and achieve financial stability. Saving big doesn't have to be complicated or overwhelming. Mastering frugality is a journey that requires commitment, patience and conscious decision-making. By incorporating these strategies into your daily life, you can make a significant impact on your budget, reduce unnecessary expenses, and build a strong foundation for your future.

From meal planning and couponing to shopping second-hand, conserving resources, and embracing minimalism, each tip is designed to empower you to make smart choices, stretch your dollars, and live a fulfilling life within your means. Remember, frugality is not about deprivation or sacrificing happiness—it's about being mindful, resourceful, and prioritizing what truly matters. By surrounding yourself with like-minded individuals and focusing on experiences, relationships, and personal growth, you'll find contentment and joy in the simple things, free from the burden of consumer-driven trends.

So, embrace frugal living and embark on a journey towards financial freedom and a more fulfilling life.

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Next week, I will talk about easy do-it-yourself (DIY) strategies to lower expenses.

Follow me on my Social media platforms for bi-weekly tips [Wednesdays & Saturdays] to help you make budgeting a lifestyle.

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1 Comment

Jul 15, 2023

When I try the 30 days rule, the item seems to be calling out to me daily 😁

Good points to reinforce my financial goals and strategies.

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